Text Box: Almarex Financial Solutions Pty Ltd

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Text Box: Privacy

Text Box: About this privacy policy Almarex Financial Solutions Pty Ltd being an agent for Choice Home Loans, adopts the following privacy policy: Almarex Financial Solutions Pty Ltd is committed to protecting your privacy. The following privacy policy provides details on how we collect, store, use, disclose and protect your personal data. Almarex Financial Solutions Pty Ltd adheres to the Privacy Act 1988 and the Privacy (Private Sector) Amendment Act 2001. If you would like more information on Australian Privacy legislation please visit www.privacy.gov.au The following privacy policy relates to Almarex Financial Solutions Pty Ltd , [PO Box 244, ORMOND VIC 3204], [ (ACN 100 457 332)] its agents, subsidiaries, employees and brokers. Almarex Financial Solutions Pty Ltd reserves the right to update this privacy policy to reflect the introduction of new privacy requirements. Collection of Personal Information Almarex Financial Solutions Pty Ltd only collects information that you specifically provide. You may provide it to our brokers during the interview process, on the telephone or through our website. We only collect the personal information necessary for us to fulfil the services you have requested and will only use your information for further purposes that you have consented to. At all times we Endeavour to provide clear information about the reasons for collecting the information and the purposes for which it will be used. We do not use cookies for collecting user information from the Almarex Financial Solutions Pty Ltd website. Accuracy of Personal Data Almarex Financial Solutions Pty Ltd is required to keep the information we hold about you accurate and up-to-date. To do this we are reliant on you to tell us when there is a change to your personal details so that your records can be updated. Use of Personal Information Almarex Financial Solutions Pty Ltd will use your personal information to provide you the services you require and related purposes within your reasonable expectations. This may include determining whether you may qualify for a home loan, completing of loan application forms, concluding transactions and providing other services associated with the provision of home loans. It will also be used for internal administration, planning, product development and research. From time-to-time we may wish to use your personal details to contact you regarding our products and services. Prior to your information being used in this way we will offer you an opportunity to register your objection. Further opportunities to opt-out will be provided with each marketing communication. Alternatively, you can opt-out of receiving future communications from Almarex Financial Solutions Pty Ltd by contacting your broker or the Almarex Financial Solutions Pty Ltd Privacy Officer whose contact details are set out at the end of this policy. Disclosure of your Personal Data Almarex Financial Solutions Pty Ltd only discloses your personal information to third parties where it is necessary to fulfil the requested business services. This may include disclosure to financial institutions for the purpose of submitting a loan application. Almarex Financial Solutions Pty Ltd is a franchise operation and your personal information may be disclosed between Almarex Financial Solutions Pty Ltd and its brokers to facilitate a requested transaction or to enable us to properly conduct our business within the Group Access to Personal Information The law allows you to ask Almarex Financial Solutions Pty Ltd at any time for a copy of the personal information we hold on you. Where a valid request is made to us in writing, we will provide you with copies of your data within 30 days of receiving your request in accordance with the law. We reserve the right to charge you a nominal fee to cover administrative costs that we may incur in providing personal information to you. Retention of Personal Information We will only hold your personal information for as long as required to fulfil the requested services or as required by law. When your personal information is no longer required for our business functions or for legal purposes it will be safely de-identified and destroyed. Information Security Almarex Financial Solutions Pty Ltd takes steps to ensure the personal information we hold is secure against misuse, loss, unauthorised access, modification or exposure. Contacting Almarex Financial Solutions Pty Ltd If you would like further information regarding this privacy policy please contact: Alexander Marchinovskiy Almarex Financial Solutions Pty Ltd PO Box 244 Ormond Vic 3204 Phone: 03 9579 0056 Fax :     03 9579 0092 Email: alexm@almarex.com.au  

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